Injuries are a part of the game, so protect the asset that pays you
At Benefits Tower, we protect what matters most, your earning power. For athletes, your body isn’t just your passion. It is your profession, your brand, and your financial engine. This is why athlete disability insurance is more important today than ever, especially in an era of NIL deals, long-term contracts, and massive earning potential. For the majority of athletes, their body is their primary asset.
So what happens if an injury were to occur? Contracts may be reduced or voided, NIL income can disappear, and future draft or free agency value can drop drastically.
Athlete injury and illness coverage can help protect you against the financial loss tied to that risk.
- Athlete Permanent Total Disability Insurance
Protects an athlete’s financial future if a career-ending injury permanently prevents them from competing. - Athlete Critical Injury and Illness Insurance
Provides financial support if a serious injury or medical condition disrupts training or competition. For both professional and college athletes, these coverages are essential because they help safeguard future earnings, scholarship value, and long-term financial security, giving athletes and their families peace of mind to focus on performance, not risk.
Your talent, discipline, and performance have built your value. Protecting that value should never be an afterthought. The right coverage ensures that one injury or unexpected diagnosis does not erase years of hard work and future earning potential.
At Benefits Tower, we specialize in protecting athletes at every level, helping you secure coverage that aligns with your contracts, NIL opportunities, and long term goals. When your body is your business, having the right protection in place allows you to compete with confidence, knowing your financial future is safeguarded no matter what happens on the field.